This is USA Credit online merchandise store. By using the card at the store, you will be given a line of credit.
Your payments will also be reported to one major credit bureau, although it is not specified which particular one. These cards are targeted primarily at those with poor credit.
One of the unique things about USA credit cards is that you are not charged any Annual Percentage Rate. Instead, your minimum balance is higher than regular credit cards. USA Credit is the main issuer of catalog credit cards. These can only be used at usashoppingclub.com.
What are the advantages of being a USA Credit Cardholder? The USA Credit program is designed to give their members the opportunity to establish or reestablish their credit, while enjoying the benefits of online purchasing. Within thirty days of the paid date of your membership, the initial positive entry of your account with USA Credit is reported to the Credit Bureau. Each month there is activity on your account it will be reported.
As a USA Credit Cardholder you have purchasing power from the convenience of your home. The USA Credit Shopping Club offers a wide variety of brand name merchandise. USA Credit Product Development team is constantly searching for new products to offer to our members.
Currently, USA Credit offers over 14,000 products from over 400 brand name companies. Their 0% interest policy makes buying over time easy and affordable. USA Credit is continuously working to provide the best possible value for the USA Credit Shopping Card Membership. Members regularly receive special offers on high quality items at great values. In addition, USA Credit members may be invited to participate in low-cost, high value programs designed for our members.
How often is your account reported to the Credit Bureau? Within thirty days of membership your account status will be reported to the Credit Bureau TransUnion. Following the initial report of your membership status, we will report to TransUnion each month there is activity on your account. Remember, payments must be received by the due date to keep your account in good standing.
Customer Service USA Credit iscompletely committed to Customer Service. If you cannot locate the answer to the question you have in our FAQ section, please do not hesitate to contact us using one of the methods listed below.
USA Credit Contact Information: USA Credit, One Millennium Drive, Uniontown, PA 15401 Phone Number: (800) 262-4192; Fax Number: (724) 430-2165 E-Mail Address: memberservices@usacdt.com Hours of Operation: Monday through Friday 9:00 A.M. - 4:30 P.M. Eastern Time
Disclaimer Legal Information Is Not Legal Advice This site provides information about the law designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice -- the application of law to an individual's specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.
Consumer Credit Counseling Information, Debt Management Plan Information, Debt Settlement Plan information, Credit Counseling, Credit Score, Consumer Credit Counseling Service, CCCS, Bill Consolidation, Credit Repair, and Debt Consolidation is not advice, and we recommend you consult a licensed credit counseling agency, debt settlement attorney, and/or licensed debt management plan administrator in your state if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.
