Consumer Counseling Centers of America has provided knowledge and experience since 1992 to help Americans get out of debt!
Consumer Counseling Centers offers “real” credit counseling with thoughtful solutions to help you get out of debt. Our services include debt management plans, debt settlement plans, bill consolidation programs and credit restoration resources that anyone in financial trouble can use. There are many ways to resolve financial difficulties and debt management plans or debt settlement plans are just a few ways we can help.
Debt management plans are for individuals up to 90 days late on their unsecured debts, and Debt settlement is a completely legal, logical, and ethical way to get out of debt by reducing the outstanding balance on unsecured debt.
Deciding to take financial control is the first step. It can also be the hardest. If you are presently experiencing financial difficulty, let us help you find your path to financial independence.
Whether you are facing an immediate crisis or just want to learn how to improve your financial health, our credit counseling services can help! Our counselors and educators offer non-judgmental advice, practical action plans and hope for a better future to people in all 50 states.
Credit Counseling professionals offer individual, confidential advice for creating budgets, managing money, using credit wisely and building savings.
Credit and debt advisors will review your current situation, and collaborate with you to determine the most effective financial strategies to address current problems and meet future goals. They also help you develop a personalized plan to get on stable footing and avoid financial pitfalls down the road.It can happen to any of us: A job loss. A natural disaster. A medical crisis. Any number of unexpected events could potentially lead to mounting debt--and even the most prepared individual is not immune.
If you're overextended, Credit Counseling, Debt Management Plans (DMP) or Debt Settlement Plans provide a systematic way to pay down your outstanding debt. With a Debt Management Plan a Credit Counselor works with you and your creditors to design a manageable, tailored plan that will minimize monthly payments, interest and related fees--and reduce or eliminate those stressful collection calls. You make monthly deposits to the DMP agency, payments are disbursed monthly to your creditors, and your full payment is posted to the account.
The DMP takes approximately 36-60 months to repay debts -and once you've met these obligations, Credit Counselors help you reestablish your credit.
Debt Settlement Plans help you avoid bankruptcy through procedures established by a local attorney to help negotiate a reduced payment on your unsecured debt. This program is particularly useful to individuals unable to pay the full balance owed and is unwilling or unable to file for bankruptcy protection. We arrange debt settlement plans with a local debt settlement lawyer that will deal with all collection activity by your creditors, including all bill collection calls.
Contact us today and discuss your alternatives for a brighter financial future.
Disclaimer Legal Information Is Not Legal Advice This site provides information about the law designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice -- the application of law to an individual's specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.
Consumer Credit Counseling Information, Debt Management Plan Information, Debt Settlement Plan information, Credit Counseling, Credit Score, Consumer Credit Counseling Service, CCCS, Bill Consolidation, Credit Repair, and Debt Consolidation is not advice, and we recommend you consult a licensed credit counseling agency, debt settlement attorney, and/or licensed debt management plan administrator in your state if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.
