How You Earn With the GM Credit Card Flexible Earnings Card
You earn 1% Base Earnings on GM Flexible Earnings Card purchases, which is redeemable on the purchase or lease price of an eligible, new GM vehicle, any other new vehicle or cash back.
When you redeem your Earnings toward the retail purchase or lease of an eligible, new GM car, truck or SUV, your available Earnings are valued at a rate of three times the 1% Base Earnings rate and may be redeemed up to the applicable vehicle redemption limit.
There are no limits to the amount of Earnings you may acquire within an Account Year. Unless used or terminated under the GM Credit Card Flexible Earnings Card Earnings Program Rules, Earnings are valid for seven years from the end of the billing cycle in which they are earned.
In the eighth year, GM Flexible Earnings Card Earnings accumulated from the first year will expire, and GM Credit Card Flexible Earnings Card Earnings accumulated in the eighth year will be added in their place, and so on. Expiration after seven years will occur month-by-month, so seven full years of Earnings are maintained.
(These Earnings are in addition to most other discounts General Motors may offer, excluding GM Employee Purchase Programs, New Vehicle Purchase Program (NVPP), PEP, the GM Dealership Employee Purchase Program and the GM Supplier Discount Program.) You will not receive Earnings on Balance Transfer Checks and Convenience Checks, unless otherwise disclosed.
Use of the GM Credit Card Flexible Earnings Card is subject to the GM Flexible Earnings Card Earnings Program Rules, which will be supplied to all new Card members following receipt of their GM Flexible Earnings Card. To participate in the GM Flexible Earnings Card Earnings Program, your Account must be open and in good standing with the issuing bank. GM reserves the right to change or terminate the program rules, regulations and awards.
GM Card Phone Numbers
Customer Care Center 1-800-771-7363 • International Calls 1-702-243-1575
Lost/Stolen Card 1-800-374-0001 • Activate Card 1-800-685-9090
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