Consumer Credit Counseling

Best zero percent interest rate balance transfer credit cards
– 0% No APR credit card balance transfer deals

Finding a great balance transfer credit card to get you balances under control can often be a challenge. With so many offers out there, it can be very difficult choosing a card that has all of the right features. A balance transfer credit card can be an excellent tool that can be used to manage credit card debt.

When it comes to choosing a card, no two cards are created the same finding a card that offers low balance transfer fees along with a long introductory period usually takes a little research. If you are new to balance transfer credit cards then you should probably know that balance transfer credit cards usually offer no interest for an introductory period. This period usually last anywhere from six months to eighteen months. A great balance transfer credit card will give you at least one year of no interest.

In addition to a great introductory period, you will also want a good rate after the intro period. Credit cards with a zero percent into rate and an extremely high interest rate after the intro period should be avoided. Likewise, cards that have a balance transfer fee that exceeds four percent should also be avoided. There are great things to look for when searching for a balance transfer credit card.

Healthy Financial Habits has the latest and the greatest when it comes to credit card deals. Here is the balance transfer deal of the day for September 6, 2010:

The discover open roads credit card is currently offering 12 months of no interest and a variable interest rate as low as 11.99% after the introductory period. This card also offers cash back rewards if you decide to use it.

John Zinksy, Healthy Financial Habits
Published on September 6, 2010