Consumer Credit Counseling in Pennsylvania

Free Consumer Credit Counseling in Pennsylvania (800) 254-4100 for Credit Repair, Bankruptcy Counseling, Debt Consolidation, Foreclosure Prevention, Stopping Wage Garnishment, Vehicle Repossession, Student Loan Bankruptcy and Debt Settlement. Through referral to professional organizations with a track record of success in helping the public and the use of a variety of tools such as the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, Chapter 13 Bankruptcy for Foreclosure Prevention, Student Loan Defaults, Salary Garnishment and Property Attachments and Vehicle Repossession the goal to reduce and ultimately eliminate debt becomes a reality.

pennsylvaniaPennsylvania credit counseling is most often done by credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor’s ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees. Regulations on credit counseling and Credit counseling agencies varies by country and sometimes within regions of the countries themselves.

In the State of Pennsylvania, individuals filing Chapter 13 bankruptcy are required to receive credit counseling.