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business credit counseling and commercial debt settlement

Consumer Counseling Centers is dedicated to helping businesses struggling from the pressures of debt succeed to achieve financial stability and success.  While Consumer Counseling Centers exists for individuals, Consumer Counseling Centers also exists for struggling businesses to help them avoid bankruptcy and to create repayment programs with their creditors that fit within the budget of the business.
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We do that by restructuring your business debts with corporate credit cards, vendors, creditors, suppliers, business lenders, collection agencies, or attorneys. At the same time we are increasing the cash flow of your business, we work to maintain relationships with key suppliers and vendors.

If your accounts are already delinquent, we help minimize the harassing threats, calls, potential repossession, and litigation. Our focus is on reaching out-of-court resolutions that work for your company.
Our program puts you and your business in control of what creditors you want us to work with, which creditors you need to continue services with, how much funds are available, and when they will be available.

Our Debt Restructuring Program can help you:

  • Satisfy your creditors with what you can afford
  • Reduce your debt and stretch it out over time
  • Spend less time dealing with creditors, collection agencies, and attorneys.
  • Reduce or eliminate unnecessary legal costs.
  • Preserve positive relationships with suppliers.
  • Keep your doors open and avoid bankruptcy.

Does your Business have any of these "Debt-Disaster" Warning Signs?

  • Lawsuits because of unpaid bills
  • Late charges building up on past due accounts 
  • Accounts payable balances over 30 days old
  • Valuable time wasted dealing with collection agencies
  • Avoiding calls from creditors
  • Cutting staff and spending to pay bills 
  • Strained vendor relations
  • Outstanding judgments
  • Liens placed against company assets
  • Considering closing down or filing bankruptcy

Our commercial debt settlement program is actually quite simple. Our counselors are experts in Business Debt Resolutions that can turn a business around to regain a healthy financial future!
How? We specialize in professional debt elimination solutions for businesses. A careful balance of negotiations, mediations, and business consulting go into every successful outcome - our experts help clients solve debt problems and debt disputes quickly, without the hassle, inconvenience, and expense of spending resources or time in resolving these matters in court.

Following are just a few of the key business debt restructuring benefits

Collection calls from creditors; collection agencies and attorneys STOP immediately.

  • Collection calls from creditors; collection agencies and attorneys STOP immediately.
  • Prompt measures will be taken to prevent litigation creditors from bypassing the process.
  • You receive a fresh start by reducing; eliminating or restructuring all business related debt so that you can restore your business to debt-free financial health.
  • All submitted debts are consolidated into one simple monthly payment based on what you can afford.
  • We negotiate to protect your companies credit rating and buying power by re-aging past due receivables to show them as current.
  • Free-up vital cash flow resources and your time for developing the business without taking out a loan and without personal guarantee.
  • Bankruptcy, litigation and critical supply line cut-offs from vendors are prevented.

We negotiate your settlements for you. Your current level of unsecured commercial debt will be skillfully negotiated for you, and essentially, you will end up paying a fraction of the commercial debt. Generally, we reduce your commercial debt by 40-60% of the current total.


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Low, affordable monthly payments.
We will set you up with an affordable monthly payment, which is determined on a client-by-client basis between you and a counselor at Consumer Counseling Centers. Based upon what you are able to pay each month into your settlement account, we can determine how many months you will be part of the program, and ultimately be commercial debt free. Throughout the program, we communicate with your creditors, on your behalf. We assist you when dealing with aggressive, confrontational, and abusive creditors or collectors.

Settling of Your commercial debt.
Once you have retained our services, Consumer Counseling Centers will commence the Service. Consumer Counseling Centers will advise you of all good faith offers made by creditors and commercial debt collectors, and of their acceptance of any offers made by Consumer Counseling Centers. Consumer Counseling Centers will not settle any account without your approval. You have absolute discretion to accept or reject any settlement offer. We can only settle a commercial debt once the full funds are available in your client settlement account.

Once paid, that commercial debt is gone forever. At that point, the creditor has accepted the payment in full, and you are free of that commercial debt forever. Consumer Counseling Centers will diligently continue to work on negotiating all of your commercial debts, until you are finally free from the once overwhelming commercial debt that you started our program with.

We work only for our clients, not for the benefit of the creditors. Becoming commercial debt free is the first step to becoming financially secure, and commercial debt settlement may be your best option.


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Legal Information Is Not Legal Advice
This site provides information about the law designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice -- the application of law to an individual's specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.

Consumer Credit Counseling Information, Debt Management Plan Information, Debt Settlement Plan information, Credit Counseling, Credit Score, Consumer Credit Counseling Service, CCCS, Bill Consolidation, Credit Repair, and Debt Consolidation is not advice, and we recommend you consult a licensed credit counseling agency, debt settlement attorney, and/or licensed debt management plan administrator in your state if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.

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