Consumer credit counseling services office is professionally staffed by knowledgeable credit counselors with over twenty years experience in solving credit problems. Teamed with the most reliable debt management plan administrators, non-profit consumer advocates, and the most trusted attorney network to help you get out of debt.
Credit Counseling: Free credit counseling involves an objective review of your credit file by an independent expert to assist you in determining your borrowing objectives. Whether your goal is increasing credit worthiness for unsecured loans, more borrowing power with the use of credit cards, and/or renting or purchasing a dwelling place we can help you reach your goals with sound advice.
Debt Management Plans: If you are 30 days, 60 days, or 90 days past due on any of your credit cards you may be eligible to enroll in a Debt Management Plan (DMP). In general, a Debt Management Program is a hardship program sponsored by credit card companies to help credit card customers reduce monthly payments, stop late fees and penalties, and attempts to return the customer's account to it's original status.
Foreclosure Prevention Plans: Whether your household budget has a negative or positive cash flow, you will learn about all the possible options your lender may make available to help you prevent foreclosure.
Credit Repair: After careful review of your credit file it can determined what kind of expert help you need, if any. Most problems can be resolved by you, so we point you in the right direction with helpful suggestions on increasing your credit score, removing negative items from your credit file, and cleaning up your credit report. If intensive credit file repair is needed affiliated credit repair law firms can help.
Join the millions of consumers across America and use credit counseling and debt management as a way of getting out of debt!
Debt without any collateral that can be taken back if you don?t pay.
Examples: credit cards, dept. store cards, personal loans, cell phone bills, legal bills, medical bills, credit lines, health club memberships.
No mortgages, auto loans, etc.
Step 1: A debt consultant will contact you over the phone for a free counseling session. He'll review your financial situation and suggest the right solution to your debt problems.
Step 2: With your approval, the consultant will start contacting your creditors for a negotiation. The purpose here is to reduce your outstanding debt amount or lower interest rates and eliminate late fees/penalty charges. The consultant will also help you to avoid harassing calls from creditors and collection agencies.
Step 3: The consultant will provide you with budgeting tips so as to help you manage your money better. He'll also guide you on how to rebuild your credit and raise your credit score.
What are the benefits of working with Consumer Counseling Centers?
Our network of credit counselors are experts who tailor confidential programs to meet your specific needs. They will help you understand your situation so you can get on the road to financial freedom. How is counseling available? Because our network of counselors care about you and your needs, they offer help in a number of ways:
What happens when I contact Consumer Counseling Centers?
When you contact our office, you will be advised of any information you need for your counseling session. You will be able to gather your financial documents and other relevant information together and receive professional help by phone, or online.
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Consumer Credit Counseling Information, Debt Management Plan Information, Debt Settlement Plan information, Credit Counseling, Credit Score, Consumer Credit Counseling Service, CCCS, Bill Consolidation, Credit Repair, and Debt Consolidation is not advice, and we recommend you consult a licensed credit counseling agency, debt settlement attorney, and/or licensed debt management plan administrator in your state if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.
